Wales has its fair share of self-made millionaires and billionaires.
And there are some, hailing from North Wales, who have made it onto the exclusive homegrown Wales rich-list.
All of them were born here and have made their homes here too.
They have made it from across a range of fields and industries, from construction to care home management, food production to retail, reports Wales Online.
Here is how they made their fortune and what they are worth.
Sir Michael Moritz
Moritz stepped down from running the Silicon Valley-based Sequoia Capital in 2012 due to illness. His track record for consistently finding the next tech blockbuster at an early stage has earned billions for his investors and led to claims that he is the best venture capitalist in the US.
Moritz is now worth around £3.047bn . The Cardiff-born investor made an early investment of £8m in Google, which peaked at £6.3bn. He also funded WhatsApp, which was taken over by Facebook for £22bn.
Douglas Perkins and family
In second place, Llanelli-born Douglas Perkins started Specsavers with his wife Dame Mary in their spare room and the Guernsey-based couple still live in the house they had back in 1980.
Despite turnover up by 6% to £2.78bn last year, the couple’s wealth remains the same as last year at £1.8bn , partly as a result of the recent high street shutdowns.
Simon Nixon
Simon Nixon is the third richest person in Wales, worth £1.35bn .
He co-founded Chester-based Moneysupermarket, making £700m selling shares in the price comparison website.
Jersey-based Nixon has £310m of property, including SimonEscapes holiday rentals from Barbados to Cornwall, and £500m of other investments.
Sir Terry Matthews
Staying in fourth spot, Sir Terry saw no change in his fortune since last year.
In last year's rich list it was revealed that he was worth £1.24bn , and that figure remains the same.
The 75-year-old entrepreneur, who owns the Celtic Manor resort in Newport, was Wales’ first billionaire, and has founded more than 100 companies.
David Sullivan and family
Of the billionaires in Wales, David Sullivan has seen the biggest loss of £50m.
Cardiff-born Sullivan’s holding companies show £274.2m of net assets in 2017-18. He has a 51% stake in the English Premier League football club, West Ham United, which is worth £325m .
However, along with other West Ham shareholders, he has promised to inject £30m into the Premier League football club to keep it going during the coronavirus crisis, which has contributed to the fall in his wealth this year to £1.1bn.
Graham Anwyl and family
Worth £77m, they established Anwyl Group in 1930 in Rhyl as a joinery and woodworking contractor and it now operates as two divisions: Anwyl Homes and Anwyl Construction.
The company specialises in building large residential projects like care homes and housing developments.
The Ewloe -based company enjoyed a record year with turnover growing 49% in 2017-18.
Gerald Leeke and family
Leekes department store was founded at the end of the 19th century by James Henry Leeke.
Since then it has grown to include four department stores, a building centre in Tonypandy and a chain of conservatory concessions.
In 1994 Leekes Retail and Leisure Group bought The Vale Resort in Hensol, in the Vale of Glamorgan.
The family's department store chain dipped into the red in 2017-18, with turnover falling to £85m.
As of 2019, they're worth an estimated £66m.
Nicholas Griffith and family
Nicholas Griffith is the little-known owner of Cardiff's Philharmonic pub and Wyndham Arcade through his property firm G Capital.
Worth £43m , his company has a reputation for taking disused industrial sites and transforming them into brand new business parks.
William Watkins
William Watkins made his £41m fortune as the managing director of Radnor Hills, the mineral water and fruit juice company.
The company started in 1989 after a young William returned to his family farm from university and decided to diversify the business by bottling water on the family land - originally for the airline industry.
Radnor Hills installed its eighth production line two years ago and saw turnover top £42.1m in 2017/18.
Here are the 20 richest people in Wales (scroll across for more info):
Rank | Name | Source of Wealth | 2020 Wealth | Rise/Fall |
1 | Sir Michael Moritz | Internet | £3.047bn | Up £47m |
2 | Douglas Perkins and family | Opticians | £1.8bn | No change |
3 | Simon Nixon | Internet and property | £1.35bn | Down £15m |
4 | Sir Terry Matthews | Computers | £1.24bn | No change |
5 | David Sullivan and family | Property, football and media | £1.1bn | Down £50m |
6 | Henry Engelhardt and Diane Briere de l’Isle | Insurance | £860m | Up £15m |
7 | Steve Morgan | Construction | £751m | Down £199m |
8 | Lawrence and Gail Jones and family | Internet | £700m | No change |
9 | John Deer | Engineering | £440m | Down £168m |
10 | Bernard Rees Smith | Healthcare | £300m | Up £35m |
11 | Lord Heseltine and family | Media | £276m | Down £5m |
12 | Sir Malcolm Walker and family | Frozen food | £265m | No change |
13 | Dai and Richard Walters | Construction and mining | £264m | Up £24m |
14 | Mark Watkin Jones and family | Construction | £238m | Down £62m |
15 | David and Heather Stevens | Insurance | £236m | Up £24m |
16 | Sir Stanley and Peter Thomas | Food, property and transport | £231m | Up £3m |
17 | Catherine Zeta-Jones | Films | £210m | No change |
18 | Sir Chris Evans | Biotechnology | £208m | No change |
19 | Mark Neale | Clothing | £199m | Down £21m |
20 | Anders Hedlund and family | Stationery and property | £192m | Down £9m |
Drew Nelson
Worth £25m, Dr Drew Nelson is a co-founder and CEO of IQE, a supplier of semiconductor components used to make smartphones.
The business was launched in 1988 and, more than 30 years on, the Cardiff-based technology firm has a stock market value of £443m.
The company has manufacturing plants in the UK, Taiwan, Singapore and America, but its headquarters still remain firmly rooted in the Welsh capital.
Terry Edgell, Dilwyn Howells and Nigel Williams
Dilwyn Howells, Nigel Williams and Terry Edgell - worth £24m each - co-founded timber company Premier Forest Products in 1993.
After spending the first month working from Terry's house in Cwmbran, they moved to a number of new sites before settling at Alexandra Dock, Newport, where the headquarters still stand today.
The company supplies wood products for shopfitters, furniture makers, carpenters, caravan makers and a number of other customers.
The business reported profits of £9.3m and a turnover of £126.1m in 2017-18.
Robin Jones and family
Wrexham-based Village Bakery was established in 1934 and produces a range of bread and pies.
A fire devastated the main production facility earlier this year, but managing director Robin Jones - worth £22m in 2019 - told the media the company would "bounce back".
The fire came after a strong performance in 2017-18, with £4m profit.
Raj Aggarwal
Worth £26m, Raj Aggarwal performs many roles.
Mr Aggarwal studied at Cardiff University before eventually buying his own small pharmacy in City Road and growing a chain.
The public health expert is also India’s Honorary Consul in Wales and last year became the first Indian-born recipient of the position of Honorary Lieutenant Commander in the Royal Navy.
He holds investments in cosmetic retailer Escentual, run by his son Rakesh, and operates Cardiff's Clarins salon.
Mario Kreft and Gill Kreft
The Krefts are worth £28m and own Pendine Park Care, which has eight care homes in Wrexham and Caernarfon with 440 residents.
The company made a steady £4.2m profit on £19.6m sales in 2018.
Jayne Lewis and family
Worth £59m, Jayne Lewis owns the mining and development company Merthyr (South Wales) which runs the enormous Ffos-y-fran opencast mine just outside Merthyr Tydfil.
The family's company, Gwent Holdings, made £13.4m profit on £56.1m sales in 2017.
John Burns
John Burns, worth £30m , developed his pet food company while working as a vet in 1993.
His food has been specifically designed to manage common health problem in cats, dogs and rabbits.
According to Inside Business Wales, the Kidwelly-based company's finances took a hit by an £850,000 donation to Burns' foundation in 2018-19 and a £9.2m payment to buy his ex-wife out of the company.
Steve Nicholls and Jacqueline Nicholls
Steve Nicholls is managing director of Complete Core Business Solutions and worth £23m .
The Abercynon-based business packs and fills tobacco products and e-cigarettes.
Profits fell 20% to £1.9m last year with a turnover of £11.7m.
Alex Loven
At £32m, Alex Loven was the youngest person on the 2019 Wales Rich List.
The 32-year-old has built one of the UK's largest online retailers of sports clothing and equipment.
In 2018 they had grown to 100 employees and supplied internationally renowned football clubs including Manchester United and Rangers FC.
Tim Batstone and family
Tim Batstone boasts a fortune of £42m and his company HB Leisure designs makes and sells theme skill park games - the type where you win cuddly toys by throwing balls through a hoop, for example.
The firm's products have become fixtures at Legoland, Alton Towers, Drayton Manor, Blackpool Tower and Madame Tussauds.
Alexander Smart and Gareth Smart
Worth £60m, brothers Alexander and Gareth Smart run JR Smart (Builders), a Cardiff-based construction company.
The firm was founded by their father John and has developed 2.5 million sq ft of commercial property.
Their recent projects include the development of Cardiff's Capital Quarter.
Company profits rose to £8.2m in 2017.